Separate enrollment of checking account in ThankYou Network required. When enrolled, Citibank offers more ways to receive points for your checking relationship each month which are redeemable for valuable rewards. Enrollment and participation are subject to terms and conditions. Participation limited to customers who are either citizens or resident aliens of the United States (U.S.) with a valid U.S. taxpayer identification number. Taxes, if any, are customer’s responsibility. All bonus points related to both offers may result in your receipt of taxable income from Citibank in the tax year when redeemed.

To qualify for the 16,000 bonus ThankYou Points offer, you must open a new qualifying regular checking account in the Citibank® Account, Citibank Everything Counts® or Citigold® account relationship package by 7/31/08 and deposit at least $1,000 in account between account opening date and 8/31/08. Accounts opened through Citibank Financial Centers must be funded by 7/31/08. Accounts opened remotely via CitiPhone Banking® or Citibank® Online must be funded by 8/31/08. Within 60 days of account opening, you must (1) enroll your new checking account in ThankYou® Network and (2) complete one direct deposit per month, two electronic bill payments or five signature debit card transactions and continue for three consecutive months. Electronic bill payments are those made using Citibank® Online, Citi MobileSM or CitiPhone Banking®, excluding bill payments made to Citibank credit cards and transfer payments made to accounts with Citibank or its affiliates. 16,000 bonus points will be rewarded within 120 days of your satisfying all offer terms; points can be redeemed for $150 in gift cards or other rewards currently available through ThankYou Network.

To qualify for the triple ThankYou Points offer, you must open a new qualifying regular checking account in the Citibank® Account, Citibank Everything Counts® or Citigold® account relationship package and enroll account in ThankYou Network. Your points from both qualifying debit card purchases and your checking relationship will be tripled for twelve (12) checking statement cycles commencing with the second full statement cycle after the statement period in which you enroll the new checking account in ThankYou Network. Monthly points for checking relationship require customer to maintain an active checking account with customer initiating minimum of one credit or debit transaction to the account per statement cycle.

You can qualify for either or both offers but with the same checking account only. Limit one of each offer per customer. Offers can be modified or withdrawn at any time without notice, expire 7/31/08, are not transferable and cannot be combined with any other offers. Existing Citibank checking customers are not eligible. Consumer accounts only.

©2008 Citibank. Citibank, N.A. Member FDIC. ThankYou Design, ThankYou, Citi, Citibank, Citibank with Arc Design, CitiPhone Banking, Citibank Everything Counts and Citigold are registered service marks of Citigroup Inc. Citi Mobile is a service mark of Citigroup Inc.